\u81ea1985\u5e74\u4e2d\u56fd\u94f6\u884c\u5728\u56fd\u5185\u53d1\u884c\u7b2c\u4e00\u5f20\u4fe1\u7528\u5361\u81f3\u4eca\uff0c\u4e2d\u56fd\u94f6\u884c\u5df2\u8fce\u6765\u4fe1\u7528\u5361\u53d1\u536130\u5468\u5e74\u300230\u5e74\u91cc\uff0c\u4f34\u968f\u7740\u6539\u9769\u5f00\u653e\u548c\u7956\u56fd\u817e\u98de\uff0c\u4e2d\u884c\u4fe1\u7528\u5361\u5b5c\u5b5c\u4e0d\u5026\u5730\u81f4\u529b\u4e8e\u4e3a\u5e7f\u5927\u6301\u5361\u4eba\u63d0\u4f9b\u6700\u4f18\u8d28\u7684\u670d\u52a1\u300230\u5e74\u662f\u4e00\u6bb5\u7cbe\u5f69\u5386\u7a0b\uff0c\u4e5f\u9884\u793a\u7740\u4e00\u4e2a\u5d2d\u65b0\u7684\u5f00\u59cb\u3002\u4e2d\u884c\u7d27\u63e1\u65f6\u4ee3\u8109\u640f\uff0c\u4e0d\u65ad\u521b\u65b0\u5f00\u62d3\uff0c\u6210\u4e3a\u4e2d\u56fd\u6d88\u8d39\u8005\u4e0e\u4e16\u754c\u8fde\u63a5\u7684\u8d77\u70b9\u3002<\/p>\n<\/p>\n
\u4e09\u5341\u5e74\u8f89\u714c\u5386\u7a0b\uff0c\u4e00\u8def\u4e66\u5199\u7ecf\u5178<\/strong><\/p>\n 1985\u5e743\u6708\uff0c\u4e2d\u56fd\u94f6\u884c\u53d1\u884c\u4e86\u56fd\u5185\u7b2c\u4e00\u5f20\u4fe1\u7528\u5361\u2014\u2014\u201c\u4e2d\u94f6\u5361\u201d\uff0c\u5361\u7247\u53ef\u4ee5\u53d6\u73b0\u548c\u5237\u5361\u6d88\u8d39\uff0c\u5e76\u5141\u8bb8\u900f\u652f\uff0c\u5f53\u65f6\u4ec5\u9650\u5728\u73e0\u6d77\u5730\u533a\u4f7f\u7528\u3002\u4e2d\u94f6\u5361\u7684\u63a8\u51fa\uff0c\u9002\u5e94\u4e86\u7279\u533a\u7ecf\u6d4e\u53d1\u5c55\u7684\u5ba2\u89c2\u9700\u8981\uff0c\u63ed\u5f00\u4e86\u4e2d\u56fd\u652f\u4ed8\u9886\u57df\u53d8\u9769\u7684\u5e8f\u5e55\uff01<\/p>\n 1986\u5e7410\u6708\uff0c\u4e2d\u56fd\u94f6\u884c\u5c06\u201c\u957f\u57ce\u4fe1\u7528\u5361\u201d\u4f5c\u4e3a\u4e2d\u884c\u7cfb\u7edf\u5185\u7edf\u4e00\u7684\u4fe1\u7528\u5361\u540d\u79f0\u3002\u957f\u57ce\u5361\u53d1\u884c\u540e\uff0c\u6536\u5230\u4e86\u826f\u597d\u7684\u793e\u4f1a\u6548\u76ca\u548c\u7ecf\u6d4e\u6548\u76ca\uff0c\u5e76\u5f00\u59cb\u8d70\u5411\u5168\u56fd\u3002<\/p>\n 1988\u5e74\uff0c\u4e2d\u884c\u9996\u5bb6\u63a8\u51fa\u4e86\u957f\u57ce\u56fd\u9645\u5361\uff0c\u6210\u4e3a\u5883\u5185\u6700\u65e9\u671f\u7684\u5916\u6c47\u5361\uff0c\u6ee1\u8db3\u4e86\u4e2d\u56fd\u51fa\u56fd\u4eba\u5458\u3001\u5916\u56fd\u9a7b\u534e\u673a\u6784\u53ca\u5728\u534e\u5e38\u9a7b\u5916\u7c4d\u4eba\u58eb\u5bf9\u4e2d\u884c\u5916\u6c47\u4fe1\u7528\u5361\u7684\u9700\u6c42\uff0c\u4e2d\u56fd\u7684\u4fe1\u7528\u5361\u5f00\u59cb\u8d70\u5411\u4e16\u754c\u3002<\/p>\n 2008\u5e74\uff0c\u4f5c\u4e3a\u5317\u4eac\u5965\u8fd0\u56fd\u5185\u94f6\u884c\u4e1a\u552f\u4e00\u7684\u5408\u4f5c\u4f19\u4f34\uff0c\u4e2d\u56fd\u94f6\u884c\u4e3a\u5317\u4eac\u5965\u8fd0\u4f1a\u548c\u6b8b\u5965\u4f1a\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u91d1\u878d\u670d\u52a1\u3002\u4e2d\u56fd\u94f6\u884c\u4ee5\u4e13\u4e1a\u3001\u4f18\u8d28\u3001\u9ad8\u6548\u7684\u91d1\u878d\u670d\u52a1\u7b11\u8fce\u516b\u65b9\u6765\u5ba2\uff0c\u4f5c\u4e3a\u5317\u4eac\u5965\u8fd0\u7684\u201c\u91d1\u878d\u7ba1\u5bb6\u201d\uff0c\u6210\u4e3a\u4e16\u754c\u4e86\u89e3\u6574\u4e2a\u4e2d\u56fd\u94f6\u884c\u4e1a\u7684\u7a97\u53e3\u3002\u4e2d\u56fd\u94f6\u884c\u53d1\u884c\u7684\u5317\u4eac\u5965\u8fd0\u4e3b\u9898\u4fe1\u7528\u5361\u4e5f\u6210\u4e3a\u56fd\u4eba\u8d70\u5411\u4e16\u754c\u3001\u62e5\u62b1\u4e16\u754c\u7684\u7f8e\u4e3d\u540d\u7247\u3002<\/p>\n 2013\u5e74\uff0c\u5728\u94f6\u884c\u5361\u82af\u7247\u5316\u8fc1\u79fb\u7684\u5927\u80cc\u666f\u4e0b\uff0c\u4e2d\u884c\u4e3a\u6709\u51fa\u5883\u652f\u4ed8\u9700\u6c42\u7684\u4eba\u58eb\u7cbe\u5fc3\u8bbe\u8ba1\u5e76\u53d1\u884c\u4e86\u5168\u5e01\u79cd\u56fd\u9645\u82af\u7247\u5361\u3002\u8be5\u5361\u91c7\u7528\u56fd\u9645\u901a\u884cEMV\u82af\u7247\u6807\u51c6\uff0c\u52a0\u8f7d\u591a\u91cd\u8de8\u5883\u6d88\u8d39\u8fd4\u73b0\u548c\u4f18\u60e0\u6d3b\u52a8\uff0c\u7531\u6b64\u4e2d\u884c\u7684\u4fe1\u7528\u5361\u56fd\u9645\u4e1a\u52a1\u4e5f\u5927\u8e0f\u6b65\u5730\u8d70\u5165\u201c\u82af\u201d\u65f6\u4ee3\u3002<\/p>\n 2015\u5e74\uff0c\u5728\u5f53\u524d\u5168\u7403\u79fb\u52a8\u4e92\u8054\u7f51\u8fc5\u731b\u53d1\u5c55\u7684\u65f6\u4ee3\uff0c\u4e2d\u884cHCE\u6570\u5b57\u4fe1\u7528\u5361\u5e94\u8fd0\u800c\u751f\uff0c\u4e3a\u5e7f\u5927\u6d88\u8d39\u8005\u63d0\u4f9b\u975e\u63a5\u89e6\u5f0f\u5feb\u901f\u652f\u4ed8\u4f53\u9a8c\uff0c\u6253\u5f00\u4e86\u4e00\u7247\u5d2d\u65b0\u7684\u5929\u5730\u3002<\/p>\n \u4e09\u5341\u8f7d\u6f5c\u5fc3\u7814\u53d1\uff0c\u6253\u9020\u4e13\u4e1a\u54c1\u724c<\/strong><\/p>\n \u4e00\u8def\u8d70\u6765\uff0c\u4e2d\u884c\u7d27\u63e1\u65f6\u4ee3\u8109\u640f\uff0c\u4e0d\u65ad\u63a8\u51fa\u5404\u5177\u7279\u8272\u7684\u4fe1\u7528\u5361\u4ea7\u54c1\uff0c\u6ee1\u8db3\u5e7f\u5927\u5ba2\u6237\u5dee\u5f02\u5316\u7684\u652f\u4ed8\u9700\u6c42\u3002\u5982\u4eca\uff0c\u4e2d\u56fd\u94f6\u884c\u4fe1\u7528\u5361\u5df2\u7ecf\u5f62\u6210\u4e86\u4ee5\u7279\u8272\u8de8\u5883\u652f\u4ed8\u4ea7\u54c1\u4e3a\u4e3b\u5bfc\u7684\u4e30\u5bcc\u4ea7\u54c1\u4f53\u7cfb\u3002\u65e0\u8bba\u60a8\u662f\u51fa\u5883\u4eba\u7fa4\u3001\u7559\u5b66\u65cf\u7fa4\uff0c\u6216\u662f\u6d77\u6dd8\u8fbe\u4eba\uff0c\u4e2d\u884c\u90fd\u4e3a\u60a8\u51c6\u5907\u4e86\u6700\u7ed9\u529b\u7684\u4fe1\u7528\u5361\u4ea7\u54c1\u548c\u6700\u5b9e\u60e0\u7684\u7528\u5361\u6d3b\u52a8\uff01<\/p>\n \uff08\u4e00\uff09\u51fa\u5883\u4eba\u7fa4<\/p>\n \u4e2d\u56fd\u94f6\u884c\u7279\u522b\u4e3a\u8ba1\u5212\u51fa\u5883\u7684\u60a8\u51c6\u5907\u4e86\u4e13\u5c5e\u4fe1\u7528\u5361\uff1a\u5168\u5e01\u79cd\u56fd\u9645\u82af\u7247\u5361\u548c\u957f\u57ce\u73af\u7403\u901a\u81ea\u7531\u884c\u5361\u3002\u5168\u5e01\u79cd\u56fd\u9645\u82af\u7247\u5361\u91c7\u7528\u56fd\u9645\u901a\u884cEMV\u6807\u51c6\u82af\u7247\uff0c\u5168\u9762\u964d\u4f4e\u6d77\u5916\u76d7\u5237\u98ce\u9669\uff1b\u65e0\u8bba\u4f55\u79cd\u5916\u5e01\u4ea4\u6613\uff0c\u5747\u53ef\u5b9e\u73b0\u4eba\u6c11\u5e01\u7edf\u4e00\u8fd8\u6b3e\uff0c\u514d\u9664\u60a8\u7684\u8d2d\u6c47\u70e6\u607c\uff1b\u73b0\u5728\u529e\u7406\u4e13\u4eab\u5e74\u8d39\u3001\u8d27\u5e01\u5151\u6362\u624b\u7eed\u8d39\u51cf\u514d\u4f18\u60e0\uff0c\u66f4\u53ef\u53c2\u52a0\u5168\u7403\u7cbe\u9009\u5546\u6237\u53ca\u6d77\u6dd8\u5546\u6237\u73b0\u91d1\u8fd4\u8fd8\u6d3b\u52a8\u3002\u957f\u57ce\u73af\u7403\u901a\u81ea\u7531\u884c\u5361\u91c7\u7528\u94f6\u8054PBOC\u6807\u51c6\u82af\u7247\uff0c\u6301\u5361\u5728\u65e5\u97e9\u3001\u6e2f\u6fb3\u53f0\u3001\u4e1c\u5357\u4e9a\u5730\u533a\u6307\u5b9a16\u5bb6\u5546\u6237\u5355\u7b14\u6d88\u8d39\u6ee1500\u5143\u4eba\u6c11\u5e01\u53ef\u4ee5\u4eab\u53d75%\u8fd4\u73b0\u793c\u9047\uff0c\u53e0\u52a0\u8fd4\u73b0\u4f18\u60e0\u9ad8\u8fbe10%\uff01\u7ed9\u529b\u7684\u8fd4\u73b0\u6d3b\u52a8\uff0c\u5e26\u7ed9\u60a8\u4e0d\u4e00\u6837\u7684\u51fa\u5883\u4e4b\u65c5\uff01<\/p>\n \u5373\u65e5\u8d77\u81f32016\u5e742\u670829\u65e5\uff0c\u6301\u4e2d\u56fd\u94f6\u884c\u53d1\u884c\u7684\u4fe1\u7528\u5361\u8fdb\u884c\u8de8\u5883\u6d88\u8d39\uff0c\u53ef\u4ee5\u4eab\u53d75%\u8fd4\u73b0\u4f18\u60e0\uff01\u5173\u6ce8\u201c\u4e2d\u56fd\u94f6\u884c\u4fe1\u7528\u5361\u201d\u5b98\u65b9\u5fae\u4fe1\u62a5\u540d\u53c2\u52a0\u6d3b\u52a8\uff0c\u5728\u5883\u5916\u5237\u5361\u6d88\u8d39\u5355\u7b14\u6ee1\u7b49\u503c100\u7f8e\u5143\u8fbe5\u7b14\uff0c\u53ef\u83b75%\u8fd4\u73b0\u5956\u52b1\uff0c\u6bcf\u5361\u6bcf\u6708\u6700\u9ad8\u8fd4\u73b050\u7f8e\u5143\uff1b\u5982\u679c\u5f53\u6708\u7d2f\u8ba1\u5883\u5916\u6d88\u8d39\u8fbe\u5230\u7b49\u503c5\u4e07\u5143\u4eba\u6c11\u5e01\uff0c\u53ef\u76f4\u63a5\u8fd4\u73b0500\u5143\u4eba\u6c11\u5e01\u3002\u4e0d\u9650\u5546\u6237\uff0c\u4e0d\u9650\u65f6\u6bb5\uff0c\u4e0d\u9650\u540d\u989d\uff0c\u7edd\u5bf9\u8ba9\u60a8\u4eab\u53d7\u8d85\u503c\u4f18\u60e0\uff01<\/p>\n \uff08\u4e8c\uff09\u7559\u5b66\u751f\u65cf\u7fa4<\/strong> <\/p>\n \u4e2d\u56fd\u94f6\u884c\u7279\u522b\u9488\u5bf9\u7559\u5b66\u751f\u7fa4\u4f53\u63a8\u51fa\u4e86\u4e13\u5c5e\u4fe1\u7528\u5361\u2014\u2014\u957f\u57ce\u56fd\u9645\u5353\u96bd\u5361\uff0c\u65e8\u5728\u6ee1\u8db3\u5ba2\u6237\u7559\u5b66\u671f\u95f4\u6d88\u8d39\u3001\u5b89\u5168\u652f\u4ed8\u3001\u4fbf\u6377\u8fd8\u6b3e\u7b49\u9700\u6c42\u3002<\/p>\n 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