\u78c1\u6761\u94f6\u884c\u5361\u201c\u6362\u82af\u6f6e\u201d\u5df2\u81f3\u3002\u6839\u636e\u592e\u884c\u89c4\u5b9a\uff0c\u4ece2015\u5e74\u8d77\u6211\u56fd\u5c06\u9010\u6b65\u505c\u53d1\u78c1\u6761\u94f6\u884c\u5361\uff0c\u5e76\u4ee5\u66f4\u52a0\u5148\u8fdb\u7684\u91d1\u878dIC\u5361\u8fdb\u884c\u66ff\u4ee3\uff0c\u76ee\u524d\u5404\u5730\u5df2\u9646\u7eed\u5f00\u5c55\u201c\u78c1\u6761\u5361\u6362\u82af\u201d\u5de5\u4f5c\u3002\u4e1a\u5185\u9884\u8ba1\uff0c\u672a\u6765\u51e0\u5e74\u6211\u56fd\u6bcf\u5e74\u65b0\u6295\u653e\u7684\u91d1\u878dIC\u5361\u6570\u91cf\u53ef\u8fbe\u6570\u4ebf\u5f20\u3002<\/p>\n
\u300a\u7ecf\u6d4e\u53c2\u8003\u62a5\u300b\u8bb0\u8005\u5728\u91c7\u8bbf\u4e2d\u4e86\u89e3\u5230\uff0c\u76ee\u524d\u6211\u56fd\u5b58\u91cf\u91d1\u878dIC\u5361\u5df2\u7a81\u7834\u5341\u4ebf\u5f20\uff0c\u4f46\u4ec5\u8377\u5170\u6069\u667a\u6d66\u4e00\u5bb6\u516c\u53f8\u5c31\u5360\u636e\u6211\u56fd\u8d85\u8fc795%\u7684\u5e02\u573a\u4efd\u989d\uff0c\u5269\u4f59\u5e02\u573a\u4e5f\u88ab\u5fb7\u56fd\u82f1\u98de\u51cc\u4e0e\u97e9\u56fd\u4e09\u661f[\u5fae\u535a]\u7b49\u56fd\u9645\u5de8\u5934\u74dc\u5206\u3002\u56fd\u5185\u91d1\u878dIC\u5361\u82af\u7247\u5e02\u573a\u88ab\u56fd\u5916\u5de8\u5934\u9ad8\u5ea6\u5784\u65ad\uff0c\u7ed9\u6211\u56fd\u91d1\u878d\u5b89\u5168\u9020\u6210\u6f5c\u5728\u5a01\u80c1\u3002<\/p>\n
\u7136\u800c\uff0c\u56fd\u4ea7\u82af\u7247\u884c\u4e1a\u8981\u60f3\u501f\u201c\u6362\u82af\u6f6e\u201d\u4e4b\u673a\u6253\u7834\u65e2\u5b9a\u5e02\u573a\u683c\u5c40\uff0c\u770b\u4f3c\u5bf8\u6b65\uff0c\u5b9e\u5219\u5343\u91cc\u3002\u4e00\u65b9\u9762\uff0c\u4ed6\u4eec\u6b63\u7ecf\u53d7\u7740\u56fd\u9645\u5de8\u5934\u5927\u6253\u4ef7\u683c\u6218\u7684\u6c89\u91cd\u538b\u529b\uff0c\u53e6\u4e00\u65b9\u9762\uff0c\u53c8\u4e0d\u5f97\u4e0d\u9762\u5bf9\u56fd\u5185\u5546\u4e1a\u94f6\u884c\u4eba\u4e3a\u62ac\u9ad8\u82af\u7247\u8ba4\u8bc1\u201c\u8f6f\u95e8\u69db\u201d\uff0c\u4ee5\u53ca\u4ed6\u4eec\u5bf9\u56fd\u4ea7\u82af\u7247\u4e0d\u613f\u7387\u5148\u5c1d\u8bd5\u7684\u201c\u5b89\u5168\u60f0\u6027\u201d\u3002<\/p>\n
34\u4ebf\u5f20\u78c1\u6761\u5361\u201c\u6362\u82af\u201d\u5728\u5373<\/p>\n
\u592e\u884c\u6570\u636e\u663e\u793a\uff0c\u76ee\u524d\u6211\u56fd\u5e02\u9762\u4e0a\u7684\u7eaf\u78c1\u6761\u94f6\u884c\u5361\u4fdd\u6709\u91cf\u9ad8\u8fbe34\u4ebf\u5f20\u3002\u9762\u5bf9\u5982\u6b64\u5de8\u5927\u7684\u91d1\u878dIC\u5361\u82af\u7247\u9700\u6c42\uff0c\u56fd\u4ea7\u82af\u7247\u63a8\u5e7f\u4ecd\u7136\u5904\u4e8e\u8bd5\u70b9\u9636\u6bb5\uff0c\u89c4\u6a21\u51e0\u4e4e\u53ef\u4ee5\u5ffd\u7565\u4e0d\u8ba1\uff0c\u6574\u4e2a\u5e02\u573a\u57fa\u672c\u88ab\u8377\u5170\u6069\u667a\u6d66\u3001\u5fb7\u56fd\u82f1\u98de\u51cc\u4e0e\u97e9\u56fd\u4e09\u661f\u7b49\u56fd\u9645\u5de8\u5934\u74dc\u5206\u3002<\/p>\n
\u201c\u78c1\u6761\u5361\u6362\u82af\u201d\u6b63\u5728\u5404\u5730\u79ef\u6781\u5f00\u5c55\u3002\u300a\u7ecf\u6d4e\u53c2\u8003\u62a5\u300b\u8bb0\u8005\u8fd1\u65e5\u5728\u5317\u4eac\u3001\u4e0a\u6d77\u3001\u5929\u6d25\u7b49\u591a\u5730\u8d70\u8bbf\u53d1\u73b0\uff0c\u76ee\u524d\u4e00\u4e9b\u94f6\u884c\u5bf9\u78c1\u6761\u5361\u201c\u6362\u82af\u201d\u6536\u53d610\u81f320\u5143\u4e0d\u7b49\u7684\u5de5\u672c\u8d39\uff0c\u4e00\u4e9b\u94f6\u884c\u5bf9\u9ad8\u7aef\u5ba2\u6237\u7fa4\u4f53\u514d\u8d39\u6362\u5361\uff0c\u4e00\u4e9b\u94f6\u884c\u5bf9\u65b0\u529e\u7406\u7684\u82af\u7247\u5361\u514d\u9664\u5de5\u672c\u8d39\u3002<\/p>\n
\u91d1\u878dIC\u5361\u4fd7\u79f0\u201c\u82af\u7247\u5361\u201d\uff0c\u91c7\u7528\u96c6\u6210\u7535\u8def\u6280\u672f\uff0c\u76f8\u6bd4\u666e\u901a\u78c1\u6761\u94f6\u884c\u5361\u5177\u6709\u66f4\u9ad8\u7684\u5b89\u5168\u6027\u3002\u8fd1\u5e74\u6765\uff0c\u968f\u7740\u91d1\u878d\u4e1a\u5bf9\u4e8e\u4ea4\u6613\u5b89\u5168\u91cd\u89c6\u7a0b\u5ea6\u52a0\u6df1\uff0c\u7528\u91d1\u878dIC\u5361\u53d6\u4ee3\u78c1\u6761\u5361\u5df2\u6210\u4e3a\u5927\u52bf\u6240\u8d8b\u3002\u6570\u636e\u663e\u793a\uff0c\u7387\u5148\u5b8c\u6210\u91d1\u878dIC\u5361\u8fc1\u79fb\u7684\u6cd5\u56fd\u94f6\u884c\u5361\u6b3a\u8bc8\u7387\u4ece\u8fc1\u79fb\u524d\u76842.7%\u964d\u81f30.18%\uff1b\u9a6c\u6765\u897f\u4e9a\u5728\u5b9e\u65bd\u4e86\u91d1\u878dIC\u5361\u8fc1\u79fb\u540e\uff0c\u94f6\u884c\u5361\u6b3a\u8bc8\u7387\u4e0b\u964d90%\u4ee5\u4e0a\u3002<\/p>\n
2011\u5e743\u670815\u65e5\uff0c\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c[\u5fae\u535a]\u53d1\u5e03\u300a\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c[\u5fae\u535a]\u5173\u4e8e\u63a8\u8fdb\u91d1\u878dIC\u5361\u5e94\u7528\u5de5\u4f5c\u7684\u610f\u89c1\u300b\uff0c\u5728\u5168\u56fd\u8303\u56f4\u5185\u6b63\u5f0f\u542f\u52a8\u94f6\u884c\u5361\u82af\u7247\u8fc1\u79fb\u5de5\u4f5c\uff0c\u51b3\u5b9a\u4ece2015\u5e741\u67081\u65e5\u8d77\uff0c\u7ecf\u6d4e\u53d1\u8fbe\u5730\u533a\u548c\u91cd\u70b9\u5408\u4f5c\u884c\u4e1a\u9886\u57df\uff0c\u5546\u4e1a\u94f6\u884c\u53d1\u884c\u7684\u3001\u4ee5\u4eba\u6c11\u5e01\u4e3a\u7ed3\u7b97\u8d26\u6237\u7684\u94f6\u884c\u5361\u5747\u5e94\u4e3a\u91d1\u878dIC\u5361\uff0c\u6240\u6709\u53d7\u7406\u94f6\u884c\u5361\u7684\u8054\u7f51\u901a\u7528\u7ec8\u7aef\u90fd\u80fd\u53d7\u7406\u91d1\u878dIC\u5361\u3002\u6309\u7167\u8be5\u65f6\u95f4\u8868\uff0c\u4ece2015\u5e74\u8d77\uff0c\u56e0\u5b89\u5168\u95ee\u9898\u9971\u53d7\u8bdf\u75c5\u7684\u78c1\u6761\u94f6\u884c\u5361\u5c06\u9010\u6b65\u5728\u5168\u56fd\u8303\u56f4\u5185\u505c\u53d1\u3002<\/p>\n
2014\u5e745\u670814\u65e5\uff0c\u4eba\u6c11\u94f6\u884c\u5370\u53d1\u300a\u5173\u4e8e\u9010\u6b65\u5173\u95ed\u91d1\u878dIC\u5361\u964d\u7ea7\u4ea4\u6613\u6709\u5173\u4e8b\u9879\u7684\u901a\u77e5\u300b\uff0c\u51b3\u5b9a\u5728\u5168\u56fd\u8303\u56f4\u5185\u7edf\u4e00\u90e8\u7f72\u9010\u6b65\u5173\u95ed\u91d1\u878dIC\u5361\u964d\u7ea7\u4ea4\u6613\u5de5\u4f5c\uff0c\u4ee5\u5168\u9762\u63d0\u5347\u94f6\u884c\u5361\u5b89\u5168\u4ea4\u6613\u6c34\u5e73\u3002\u5173\u95ed\u964d\u7ea7\u4ea4\u6613\u540e\uff0c\u91d1\u878dIC\u5361\u5c06\u53ea\u80fd\u8bfb\u53d6\u82af\u7247\u800c\u4e0d\u80fd\u5237\u78c1\u6761\uff0c\u907f\u514d\u4e86\u7531\u4e8e\u91d1\u878dIC\u5361\u964d\u7ea7\u4ea4\u6613\u53ef\u80fd\u4ea7\u751f\u7684\u4f2a\u5361\u6b3a\u8bc8\u98ce\u9669\uff0c\u6b64\u4e3e\u4e3a\u4e0b\u4e00\u6b65\u505c\u53d1\u78c1\u6761\u94f6\u884c\u5361\u5960\u5b9a\u4e86\u57fa\u7840\u3002<\/p>\n
\u6570\u636e\u663e\u793a\uff0c\u622a\u81f32014\u5e74\u4e09\u5b63\u5ea6\u672b\uff0c\u6211\u56fd\u91d1\u878dIC\u5361\u7d2f\u8ba1\u53d1\u5361\u91cf\u5df2\u7a81\u783410\u4ebf\u5f20\uff0c\u5176\u4e2d\u524d\u4e09\u5b63\u5ea6\u65b0\u589e\u91d1\u878dIC\u5361\u53d1\u5361\u91cf\u5206\u522b\u4e3a1.3\u4ebf\u5f20\u30011.5\u4ebf\u5f20\u548c1.7\u4ebf\u5f20\uff0c\u53d1\u884c\u901f\u5ea6\u660e\u663e\u52a0\u5feb\u3002<\/p>\n
\u4e0a\u6d77\u590d\u65e6[\u5fae\u535a]\u5fae\u7535\u5b50\u96c6\u56e2\u80a1\u4efd\u6709\u9650\u516c\u53f8\u5b89\u5168\u4e0e\u8bc6\u522b\u4ea7\u54c1\u7ebf\u603b\u76d1\u5f20\u7eb2\u544a\u8bc9\u8bb0\u8005\uff0c\u7531\u4e8e\u6211\u56fd\u82af\u7247\u8bbe\u8ba1\u3001\u751f\u4ea7\u884c\u4e1a\u8d77\u6b65\u8f83\u665a\uff0c\u5c3d\u7ba1\u6211\u56fd\u91d1\u878dIC\u5361\u82af\u7247\u53d1\u884c\u91cf\u5df2\u8d85\u8fc710\u4ebf\u5f20\uff0c\u4f46\u4ec5\u8377\u5170\u6069\u667a\u6d66\u4e00\u5bb6\u516c\u53f8\u5c31\u5360\u636e\u6211\u56fd\u91d1\u878dIC\u5361\u82af\u7247\u5e02\u573a95%\u4ee5\u4e0a\u7684\u5e02\u573a\u4efd\u989d\uff0c\u5269\u4f59\u5e02\u573a\u4e5f\u88ab\u5fb7\u56fd\u82f1\u98de\u51cc\u4e0e\u97e9\u56fd\u4e09\u661f\u7b49\u56fd\u9645\u5de8\u5934\u74dc\u5206\u3002<\/p>\n
\u8bb0\u8005\u4e86\u89e3\u5230\uff0c\u5728\u76f8\u5173\u90e8\u95e8\u548c\u4e2d\u56fd\u94f6\u8054\u7b49\u7ec4\u7ec7\u7684\u652f\u6301\u4e0b\uff0c\u81ea2011\u5e746\u6708\u8d77\uff0c\u6211\u56fdIC\u4ea7\u4e1a\u754c\u5f00\u59cb\u79ef\u6781\u6295\u5165\u91d1\u878dIC\u5361\u7684\u8fc1\u79fb\u5de5\u4f5c\u3002\u622a\u81f32014\u5e746\u6708\uff0c\u6211\u56fd\u5df2\u67096\u5bb6\u82af\u7247\u8bbe\u8ba1\u4f01\u4e1a\u5728\u56fd\u5185\u5236\u9020\u5382\u751f\u4ea7\u768412\u6b3e\u91d1\u878dIC\u5361\u82af\u7247\uff0c\u6309\u7167\u4e0e\u56fd\u9645\u63a5\u8f68\u7684\u68c0\u6d4b\u6807\u51c6\uff0c\u901a\u8fc7\u4e86\u6211\u56fd\u94f6\u884c\u5361\u68c0\u6d4b\u4e2d\u5fc3\u3001\u56fd\u5bb6\u4fe1\u606f\u6280\u672f\u5b89\u5168\u7814\u7a76\u4e2d\u5fc3\u3001\u4e2d\u56fd\u4fe1\u606f\u5b89\u5168\u8bc4\u6d4b\u4e2d\u5fc3\u548c\u56fd\u5bb6\u5bc6\u7801\u7ba1\u7406\u5c40\u5546\u7528\u5bc6\u7801\u68c0\u6d4b\u4e2d\u5fc3\u7684\u5168\u9762\u5b89\u9632\u68c0\u6d4b\u3002\u4ece2014\u5e744\u6708\u5f00\u59cb\uff0c\u5df2\u67095\u6b3e\u901a\u8fc7\u6b63\u5f0f\u5b89\u9632\u68c0\u6d4b\u7684\u56fd\u4ea7\u82af\u7247\u5728\u5de5\u3001\u519c\u3001\u4e2d\u3001\u5efa\u3001\u62db\u5546\u3001\u90ae\u50a8\u7b49\u94f6\u884c\u8fdb\u884c\u4e86\u5c0f\u89c4\u6a21\u8bd5\u7528\u3002<\/p>\n
\u56fd\u5185\u94f6\u884c\u62ac\u9ad8\u8ba4\u8bc1\u201c\u8f6f\u95e8\u69db\u201d<\/p>\n
\u8fc7\u53bb\u51e0\u5e74\u95f4\uff0c\u6211\u56fd\u91d1\u878dIC\u5361\u4ea7\u4e1a\u5316\u6c34\u5e73\u8fc5\u901f\u63d0\u9ad8\uff0c\u5df2\u5177\u5907\u81ea\u4e3b\u8bbe\u8ba1\u3001\u751f\u4ea7\u3001\u68c0\u6d4b\u3001\u5e94\u7528\u7684\u5927\u89c4\u6a21\u4ea7\u4e1a\u5316\u5b9e\u529b\uff0c\u76ee\u524d\u591a\u6b3e\u56fd\u4ea7\u91d1\u878dIC\u5361\u82af\u7247\u5df2\u7ecf\u901a\u8fc7\u4e86\u56fd\u9645\u8ba4\u53ef\u7684EMV\u6807\u51c6\u8ba4\u8bc1\uff0c\u4f46\u56de\u5230\u56fd\u5185\u5374\u4e0d\u88ab\u5546\u4e1a\u94f6\u884c\u8ba4\u53ef\uff0c\u9891\u9891\u906d\u9047CC\u56fd\u9645\u6807\u51c6\u201c\u8f6f\u95e8\u69db\u201d\u7684\u5236\u7ea6\u3002<\/p>\n
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