\u7814\u7a76\u663e\u793a\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u5f88\u591a\u4eba\u7ecf\u6d4e\u72b6\u51b5\u582a\u5fe7\uff0c\u79ef\u7d2f\u4e86\u5f88\u591a\u4ed6\u4eec\u65e0\u6cd5\u627f\u62c5\u7684\u4fe1\u7528\u5361\u503a\u3002<\/p>\n
AUSTRALIANS are addicted to credit cards and have racked up the biggest ever debt on plastic at more than $52 billion. And the alarming new statistics released by the Reserve Bank of Australia found our record credit card blowout is far from slowing down.<\/p>\n
\u636e\u62a5\u9053\uff0c\u6fb3\u6d32\u4eba\u4f7f\u7528\u4fe1\u7528\u5361\u4e0a\u763e\uff0c\u4fe1\u7528\u5361\u503a\u52a1\u5df2\u8d85\u8fc7520\u4ebf\u6fb3\u5143\uff0c\u6253\u7834\u8bb0\u5f55\u3002\u6fb3\u5927\u5229\u4e9a\u50a8\u5907\u94f6\u884c\u53d1\u5e03\u7684\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c\u6211\u4eec\u7684\u4fe1\u7528\u5361\u503a\u52a1\u5b8c\u5168\u6ca1\u6709\u8981\u51cf\u5c11\u7684\u8ff9\u8c61\u3002<\/p>\n
The latest jump was fuelled by shoppers overspending at Christmas after they accumulated a record high on plastic for the month of December by plonking $28 billion onto credit. Australians now owe $52.06 billion on cards \u2014 a climb of 1.6 per cent from December 2015 when the nation owed a whopping $51.26 billion.<\/p>\n
\u6700\u8fd1\u7684\u503a\u52a1\u98d9\u5347\u662f\u6d88\u8d39\u8005\u5728\u5723\u8bde\u8282\u671f\u95f4\u8fc7\u5ea6\u6d88\u8d39\u9020\u6210\u7684\uff0c\u4ec512\u6708\u4e00\u4e2a\u6708\u5185\uff0c\u6fb3\u6d32\u4eba\u7684\u4fe1\u7528\u5361\u503a\u52a1\u5c31\u8fbe\u5230\u4e86280\u4ebf\u6fb3\u5143\u3002\u76ee\u524d\uff0c\u6fb3\u5927\u5229\u4e9a\u7d2f\u8ba1\u4fe1\u7528\u5361\u503a\u52a1\u4e3a520.6\u4ebf\u6fb3\u5143\uff0c\u4e0e2015\u5e7412\u6708\u603b\u989d\u76f8\u6bd4\u4e0a\u6da8\u4e861.6%\u3002<\/p>\n
Yellow Brick Road spokeswoman Lyndsey Douglas said the soaring national credit card debt was directly \"linked to growing household spending pressures.\" \"Credit cards are a convenient tool but they shouldn\u2019t be used as long-term debt or for living expenses.\" she said.<\/p>\n
Yellow Brick Road \u5973\u53d1\u8a00\u4ebaLyndsey Douglas\u79f0\u5168\u56fd\u4fe1\u7528\u5361\u503a\u52a1\u98d9\u5347\u4e0e\u4e0d\u65ad\u589e\u5927\u7684\u5bb6\u5ead\u652f\u51fa\u538b\u529b\u6709\u76f4\u63a5\u7684\u5173\u7cfb\u3002\u5979\u8bf4\uff1a\u201c\u4fe1\u7528\u5361\u662f\u4e00\u79cd\u5f88\u65b9\u4fbf\u7684\u5de5\u5177\uff0c\u4f46\u662f\u4e0d\u5e94\u8be5\u7528\u4f5c\u957f\u671f\u503a\u52a1\u6216\u8005\u7528\u4e8e\u751f\u6d3b\u652f\u51fa\u3002\u201d<\/p>\n
Some cards attract interest rates higher than 20 per cent for customers so for those who fail to pay off their card in full they will pay a hefty price. Financial comparison website spokeswoman Sally Tindall said while the overall debt on cards was a concern she warned people to avoid getting trapped in a \"debt cycle.\"<\/p>\n
\u6709\u4e9b\u4fe1\u7528\u5361\u5411\u5ba2\u6237\u6536\u53d6\u9ad8\u4e8e20%\u7684\u5229\u606f\uff0c\u6240\u4ee5\u90a3\u4e9b\u4e0d\u80fd\u5168\u989d\u8fd8\u6b3e\u7684\u4eba\u4eec\u5c06\u4e3a\u6b64\u4ed8\u51fa\u6602\u8d35\u7684\u4ee3\u4ef7\u3002\u91d1\u878d\u5bf9\u6bd4\u7f51\u7ad9\u5973\u53d1\u8a00\u4ebaSally Tindall\u8868\u793a\u5728\u4fe1\u7528\u5361\u603b\u503a\u52a1\u582a\u5fe7\u7684\u540c\u65f6\uff0c\u5979\u4e5f\u8b66\u544a\u4eba\u4eec\u8981\u907f\u514d\u9677\u5165\u201c\u503a\u52a1\u5faa\u73af\u201d\u3002<\/p>\n
\"People are continuing to use plastic more and more and in December it often spikes when they are spending up at Christmas time and they are choosing plastic as a method of payment.\" she said.<\/p>\n
\u5979\u8bf4\uff1a\u201c\u4eba\u4eec\u6b63\u8d8a\u6765\u8d8a\u591a\u5730\u4f7f\u7528\u4fe1\u7528\u5361\uff0c\u572812\u6708\u7531\u4e8e\u5723\u8bde\u8282\u671f\u95f4\u7684\u9ad8\u6d88\u8d39\u4fe1\u7528\u5361\u503a\u52a1\u5e38\u5e38\u8fbe\u5230\u5cf0\u503c\uff0c\u4eba\u4eec\u4f1a\u9009\u62e9\u5237\u4fe1\u7528\u5361\u4f5c\u4e3a\u4e00\u79cd\u652f\u4ed8\u65b9\u5f0f\u3002\u201d<\/p>\n
\"We are relying on credit cards more and more and that\u2019s OK if you are paying it off in full. However the amount on cards accruing interest is down from a high of about $37 billion to about $32.1 billion.\"<\/p>\n
\u201c\u6211\u4eec\u8d8a\u6765\u8d8a\u4f9d\u8d56\u4fe1\u7528\u5361\uff0c\u5982\u679c\u4f60\u53ef\u4ee5\u8fd8\u6e05\u5361\u503a\u7684\u8bdd\uff0c\u8fd9\u5e76\u6ca1\u6709\u95ee\u9898\u3002\u7136\u800c\u94f6\u884c\u5361\u4ea7\u751f\u5229\u606f\u7684\u91d1\u989d\u5df2\u7ecf\u4ece\u5927\u7ea6370\u4ebf\u964d\u5230\u4e86321\u4ebf\u3002\u201d<\/p>\n
On a $5000 card debt with an average interest rate of about 18 per cent, by making the minimum monthly repayments it would cost a customer more than $17,100 in interest and take them 33 years to pay off.<\/p>\n
\u5982\u679c\u4e00\u4e2a\u7528\u6237\u6709\u4e94\u5343\u6fb3\u5143\u7684\u5361\u503a\uff0c\u5229\u7387\u4e3a\u5e73\u5747\u5229\u738718%\uff0c\u6bcf\u6708\u6309\u6700\u4f4e\u91d1\u989d\u8fd8\u6b3e\uff0c\u603b\u5229\u606f\u5c06\u8d85\u8fc717100\u6fb3\u5143\uff0c\u8981\u82b133\u5e74\u65f6\u95f4\u624d\u80fd\u8fd8\u6e05\u3002<\/p>\n
St George senior economist Hans Kunnen said while credit card debt had risen they were climbing at a similar rate to inflation which is 1.7 per cent. \"Yes it\u2019s a record, the reason it\u2019s gone up is because prices have gone up about 1.6 per cent as well.\" he said.<\/p>\n
\u5723\u4e54\u6cbb\u94f6\u884c\u7684\u9ad8\u7ea7\u7ecf\u6d4e\u5e08Hans Kunnen \u79f0\u867d\u7136\u4fe1\u7528\u5361\u503a\u52a1\u603b\u989d\u4e0a\u6da8\u4e86\uff0c\u4f46\u662f\u5e45\u5ea6\u548c1.7%\u7684\u901a\u8d27\u81a8\u80c0\u7387\u5dee\u4e0d\u591a\u3002\u4ed6\u8bf4\uff1a\u201c\u6ca1\u9519\uff0c\u8fd9\u662f\u4e00\u4e2a\u7eaa\u5f55\uff0c\u5b83\u4e0a\u6da8\u7684\u539f\u56e0\u662f\u7269\u4ef7\u4e5f\u4e0a\u6da8\u4e861.6%\u3002\u201d<\/p>\n
\u66f4\u591a\u4fe1\u7528\u5361\u77e5\u8bc6\u5185\u5bb9\u8bf7\u5173\u6ce8\uff1a\u4fe1\u7528\u5361\u7f51\uff08http:\/\/www.xyka.net\u3015 \u4fe1\u7528\u5361\u7f51\u540c\u65f6\u4e3a\u60a8\u63d0\u4f9b\u66f4\u591a\u94f6\u884c\u4fe1\u7528\u5361\u7684\u4f18\u60e0\u4fe1\u606f\u3001\u4fe1\u7528\u5361\u6307\u5357\u3001\u4fe1\u7528\u5361\u653b\u7565\uff0c\u8ba9\u60a8\u66f4\u597d\u5730\u4f7f\u7528\u4fe1\u7528\u5361\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"\u7814\u7a76\u663e\u793a\uff0c\u6fb3\u5927\u5229\u4e9a\u7684\u5f88\u591a\u4eba\u7ecf\u6d4e\u72b6\u51b5\u582a\u5fe7\uff0c\u79ef\u7d2f\u4e86\u5f88\u591a\u4ed6\u4eec\u65e0\u6cd5\u627f\u62c5\u7684\u4fe1\u7528\u5361\u503a\u3002 AUSTRALIANS are addicted to cre …","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"class_list":["post-19452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-know1"],"_links":{"self":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/posts\/19452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/comments?post=19452"}],"version-history":[{"count":0,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/posts\/19452\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/media?parent=19452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/categories?post=19452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/tags?post=19452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}