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\u5728\u7f8e\u56fd\uff0c\u300a\u501f\u8d37\u771f\u5b9e\u6cd5\u300b(Truth in Lending Act)\u89c4\u5b9a\u5982\u679c\u4e00\u4e2a\u6d88\u8d39\u8005\u7684\u4fe1\u7528\u5361\u88ab\u975e\u6388\u6743\u4f7f\u7528\uff0c\u8be5\u6301\u5361\u4eba\u7684\u6cd5\u5f8b\u8d23\u4efb\u6700\u591a\u4e3a50\u7f8e\u5143\u3002\u5177\u4f53\u8a00\u4e4b\uff0c\u8be5\u4fe1\u7528\u5361\u5fc5\u987b\u662f\u8be5\u6301\u5361\u4eba\u5df2\u7ecf\u63a5\u53d7\u4f7f\u7528\u7684\u5361\u3001\u975e\u6388\u6743\u4f7f\u7528\u884c\u4e3a\u53d1\u751f\u5728\u6301\u5361\u4eba\u901a\u77e5\u53d1\u5361\u4eba\u4e4b\u524d\u3001\u5176\u5361\u56e0\u4e3a\u4e22\u5931\u3001\u5077\u76d7\u6216\u5176\u4ed6\u7c7b\u4f3c\u7684\u884c\u4e3a\uff0c\u5df2\u7ecf\u6216\u4e5f\u8bb8\u88ab\u975e\u6388\u6743\u4f7f\u7528\u3002\u300a\u501f\u8d37\u771f\u5b9e\u6cd5\u300b\u5bf9\u201c\u975e\u6388\u6743\u4f7f\u7528\u201d\u7684\u5b9a\u4e49\uff0c\u5bf9\u6301\u5361\u4eba\u4e5f\u975e\u5e38\u6709\u5229\u2014\u2014\u975e\u6388\u6743\u4f7f\u7528\u7684\u4f7f\u7528\u4eba\u4e0d\u662f\u6301\u5361\u4eba\u3001\u8be5\u4f7f\u7528\u4eba\u6ca1\u6709\u5f97\u5230\u6301\u5361\u4eba\u7684\u771f\u5b9e\u7684\u6216\u6697\u793a\u7684\u6388\u6743\u6216\u8005\u4e5f\u4e0d\u5b58\u5728\u8868\u89c1\u4ee3\u7406\u7684\u60c5\u51b5\u3001\u5e76\u4e14\u6301\u5361\u4eba\u6ca1\u6709\u56e0\u975e\u6388\u6743\u4f7f\u7528\u800c\u6536\u76ca\u3002\u6362\u8a00\u4e4b\uff0c\u300a\u501f\u8d37\u771f\u5b9e\u6cd5\u300b\u5c06\u4fe1\u7528\u5361\u88ab\u975e\u6388\u6743\u4f7f\u7528\u7684\u98ce\u9669\u5b8c\u5168\u653e\u5728\u63a5\u53d7\u4fe1\u7528\u5361\u4f5c\u4e3a\u652f\u4ed8\u624b\u6bb5\u7684\u5546\u5bb6\u3001\u5904\u7406\u4fe1\u7528\u5361\u652f\u4ed8\u51ed\u8bc1\u7684\u5546\u4e1a\u94f6\u884c\u53ca\u53d1\u5361\u4eba\u7684\u5934\u4e0a\u3002<\/p>\n
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