\u71ac\u8fc7\u4e86\u5403\u571f\u7684\u53cc11\uff0c\u4f60\u4ee5\u4e3a\u53cc12\u4f1a\u5584\u7f62\u7518\u4f11\uff1f<\/p>\n
\u6ca1\u94b1\u600e\u4e48\u8d25\u5bb6\uff0c\u6709\u4eba\u9001\u94b1\u4f60\u82b1\u3002<\/p>\n
\u76ee\u524d\u5404\u5927\u7535\u5546\u5e73\u53f0\u90fd\u652f\u6301\u5206\u671f\u4ed8\u6b3e\uff0c\u800c\u4e14\u90fd\u53f7\u79f0\u514d\u606f\uff0c\u6682\u65f6\u6ca1\u6709\u8db3\u591f\u94b1\u4e5f\u80fd\u4e70\u5230\u5fc3\u4eea\u7684\u4e1c\u897f\u3002<\/p>\n
\u82b1\u660e\u5929\u7684\u94b1\u5706\u4eca\u5929\u7684\u68a6\uff0c\u8ba9\u522b\u4eba\u53bb\u8bf4\u5427\u3002<\/p>\n
1.<\/strong><\/p>\n \u4f46\u662f\u94f6\u884c\u7684\u4fe1\u7528\u5361\u514d\u606f\u4e86\uff0c\u94f6\u884c\u53c8\u9760\u4ec0\u4e48\u8d5a\u94b1\u5462\uff1f<\/p>\n \u94f6\u884c\u603b\u662f\u544a\u8bc9\u4f60\u60f3\u4e70\u5c31\u4e70\uff0c\u540d\u4e49\u4e0a\u514d\u5229\u606f\uff0c\u4f46\u201c\u5206\u671f\u624b\u7eed\u8d39\u201d\u5374\u53ea\u5b57\u4e0d\u63d0\u3002<\/p>\n \u5c31\u7b97\u662f\u5206\u671f\u96f6\u624b\u7eed\u8d39\uff0c\u94f6\u884c\u4e5f\u4e0d\u4f1a\u4e8f\uff0c\u4f60\u771f\u4ee5\u4e3a\u94f6\u884c\u5c31\u4e3a\u4e86\u8d5a\u4f60\u624b\u7eed\u8d39\uff1f<\/p>\n \u4ed6\u4eec\u53ea\u662f\u7528\u5229\u606f\u7684\u6700\u5c0f\u5316\u6269\u5927\u5546\u4e1a\u5e02\u573a\u7684\u6700\u5927\u5316\u3002<\/p>\n \u4e00\u65e6\u4f60\u62e5\u6709\u4e86\u4e00\u5f20\u4fe1\u7528\u5361\uff0c\u5c31\u6709\u4e00\u5b9a\u7684\u6982\u7387\u4f1a\u4f7f\u7528\u5206\u671f\u670d\u52a1\u3002<\/p>\n \u7528\u514d\u606f\u514d\u624b\u7eed\u8d39\u5206\u671f\u4ed8\u6b3e\u7684\u65b9\u5f0f\uff0c\u5176\u5b9e\u662f\u5438\u5f15\u4e86\u6301\u5361\u4eba\u6765\u4f7f\u7528\u8fd9\u5f20\u4fe1\u7528\u5361\u3002<\/p>\n \u5c31\u6d88\u8d39\u4e60\u60ef\u6765\u8bf4\uff0c\u5047\u8bbe\u4f60\u7528\u67d0\u884c\u7684\u4fe1\u7528\u5361\u505a\u4e86\u5206\u671f\uff0c\u4e0d\u7ba1\u662f3\u671f\u8fd8\u662f12\u671f\uff0c\u81f3\u5c11\u5728\u672a\u6765\u4e00\u6bb5\u65f6\u95f4\u5185\uff0c\u5fc5\u987b\u8981\u4fdd\u7559\u8fd9\u5f20\u5361\uff0c\u8fd9\u5c31\u662f\u589e\u52a0\u4e86\u7528\u6237\u7c98\u6027\uff0c\u6bd4\u5e7f\u544a\u7684\u6548\u679c\u8fd8\u597d\u3002<\/p>\n \u5047\u8bbe\u518d\u7528\u8fd9\u5f20\u4fe1\u7528\u5361\u6bcf\u4e2a\u6708\u6d88\u8d39\u51e0\u767e\u51e0\u5343\u5143\uff0c\u53d1\u5361\u884c\u5c31\u6709\u673a\u4f1a\u901a\u8fc7\u5176\u4ed6\u9014\u5f84\u8d5a\u5230\u94b1\uff0c\u57f9\u517b\u4e86\u7528\u6237\u4e60\u60ef\uff0c\u8d70\u7684\u662f\u53ef\u6301\u7eed\u53d1\u5c55\u6218\u7565\u3002<\/p>\n \u4fe1\u7528\u5361\u90fd\u6709\u5237\u6ee1\u591a\u5c11\u7b14\u624d\u514d\u5e74\u8d39\u7684\u89c4\u5b9a\uff0c\u6709\u4e86\u6700\u4f4e\u6d88\u8d39\u8981\u6c42\uff0c\u5c31\u662f\u5f3a\u5236\u4f60\u505a\u6d88\u8d39\u3002\u5f53\u4f60\u5b8c\u4e0d\u6210\u8fd9\u4e9b\u6700\u4f4e\u8981\u6c42\u65f6\uff0c\u53d1\u5361\u884c\u5c31\u53ef\u4ee5\u987a\u7406\u6210\u7ae0\u5730\u5411\u4f60\u6536\u53d6\u4e00\u7b14\u4e0d\u83f2\u7684\u5e74\u8d39\u4e86\u3002<\/p>\n \u800c\u4e14\u4f60\u4e60\u60ef\u7528\u67d0\u884c\u7684\u4fe1\u7528\u5361\uff0c\u4e3a\u4e86\u8fd8\u6b3e\u65b9\u4fbf\uff0c\u4e5f\u4f1a\u6709\u5f00\u501f\u8bb0\u5361\u7684\u9700\u6c42\uff0c\u53d8\u76f8\u521b\u9020\u5b58\u6b3e\u3002<\/p>\n \u62ff\u5206\u671f\u4e70\u82f9\u679c\u624b\u673a\u6765\u8bf4\uff0c\u5ba2\u6237\u4e00\u822c\u90fd\u662f\u4e2d\u7aef\u5ba2\u6237\uff0c\u94f6\u884c\u5f53\u7136\u613f\u610f\u727a\u7272\u4e00\u70b9\u624b\u7eed\u8d39\u7684\u5229\u606f\uff0c\u6765\u6293\u4f4f\u4e00\u6279\u4f18\u8d28\u7684\u80fd\u6301\u7eed\u521b\u9020\u4ef7\u503c\u7684\u5ba2\u6237\u3002<\/p>\n \u50cf\u5206\u671f\u767d\u6761\u4e4b\u7c7b\u7684\uff0c\u662f\u901a\u8fc7\u514d\u606f\u5927\u9762\u79ef\u6492\u7f51\uff0c\u7136\u540e\u627e\u5230\u90a3\u4e9b\u613f\u610f\u5206\u671f\u652f\u4ed8\u5229\u606f\u7684\u76ee\u6807\u7528\u6237\u3002<\/p>\n \u5f53\u4f60\u8fd8\u505c\u7559\u5728\u7f8a\u6bdb\u51fa\u5728\u7f8a\u8eab\u4e0a\u7684\u9636\u6bb5\uff0c\u94f6\u884c\u65e9\u5c31\u5728\u8d70\u7f8a\u6bdb\u51fa\u5728\u732a\u8eab\u4e0a\u7684\u8def\u5b50\u3002<\/p>\n \u5404\u5bb6\u94f6\u884c\u505a\u4fe1\u7528\u5361\u66f4\u591a\u7684\u662f\u4ea7\u54c1\u7ebf\u5b8c\u5584\u7684\u9700\u8981\uff0c\u4ece\u5ba2\u6237\u624b\u91cc\u8d5a\u4e0d\u5230\u94b1\uff0c\u5c31\u4ece\u5546\u6237\u624b\u91cc\u8d5a\u3002<\/p>\n \u50cf\u6c7d\u8f66\u7b49\u4e13\u9879\u5206\u671f\uff0c\u4e3b\u8981\u662f\u8ddf\u5546\u6237\u5408\u4f5c\uff0c\u4ece\u5546\u6237\u8fd4\u70b9\u6bd4\u5355\u7eaf\u6536\u4f60\u7684\u5206\u671f\u624b\u7eed\u8d39\u9ad8\u591a\u4e86\u3002<\/p>\n \u514d\u606f\u4e0d\u662f\u76ee\u7684\uff0c\u76ee\u7684\u662f\u6269\u5927\u77e5\u540d\u5ea6\u548c\u7ade\u4e89\u5730\u533a\u3002<\/p>\n \u5728\u5404\u5927\u7f51\u8d2d\u5e73\u53f0\u4e0a\uff0c\u4f60\u4f1a\u53d1\u73b0\u6570\u7801\u4ea7\u54c1\u3001\u5bb6\u7535\u8fd9\u4e9b\u652f\u6301\u5206\u671f\u7684\u591a\uff0c\u8fd9\u4e9b\u4e2d\u9ad8\u7aef\u7684\u4e1c\u897f\u5229\u6da6\u7a7a\u95f4\u5927\uff0c\u5206\u671f\u4ed8\u6b3e\u5176\u5b9e\u662f\u5728\u9f13\u52b1\u4f60\u8d85\u524d\u6d88\u8d39\u3002<\/p>\n \u5927\u90e8\u5206\u666e\u901a\u4eba\u8d2d\u4e70\u7684\u65f6\u5019\u90fd\u4f1a\u8003\u8651\u81ea\u5df1\u7684\u73b0\u91d1\u6d41\u538b\u529b\u3002\u4f46\u662f\u5206\u671f\u53ef\u4ee5\u6709\u6548\u8fbe\u5230\u63d0\u524d\u9500\u552e\u7684\u76ee\u7684\uff0c\u5148\u5c1d\u540e\u4e70\u7684\u5206\u671f\u6d88\u8d39\u5c5e\u4e8e\u523a\u6fc0\u6d88\u8d39\uff0c\u53ea\u662f\u94b1\u56de\u6765\u7684\u65f6\u5019\u5468\u671f\u4f1a\u957f\u4e9b\uff0c\u94f6\u884c\u5e76\u6ca1\u6709\u4efb\u4f55\u635f\u5931\u3002<\/p>\n \u6700\u5dee\u7684\u60c5\u51b5\u5c31\u662f\u8d54\u672c\u8d5a\u5406\u559d\uff0c\u800c\u5df2\u3002<\/p>\n 2. <\/strong><\/p>\n \u5206\u671f\u514d\u606f\uff0c\u53ea\u662f\u4e3a\u4e86\u7ed9\u4f60\u4e00\u79cd\u5fc3\u7406\u5b89\u6170\u3002<\/p>\n \u624b\u7eed\u8d39\u548c\u6536\u5229\u606f\u5e76\u6ca1\u6709\u672c\u8d28\u7684\u4e0d\u540c\uff0c\u73a9\u5f97\u4e00\u624b\u597d\u6587\u5b57\u6e38\u620f\u2026\u2026<\/p>\n \u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5047\u8bbe\u4f60\u7528\u5206\u671f\u4ed8\u6b3e\u65b9\u5f0f\u8d2d\u4e70\u4e86\u4ef7\u503c12000\u5143\u7684\u5bb6\u7535\uff0c\u8868\u9762\u4e0a\u597d\u50cf\u520612\u671f\u5c31\u662f\u6bcf\u6708\u8fd81000\u5143\uff0c\u4f46\u5b9e\u9645\u7684\u60c5\u51b5\u662f\u6bcf\u65e5\u5229\u606f(\u624b\u7eed\u8d39)\u662f2.4\u5143\uff0c\u6bcf\u671f\u8fd8\u6b3e\u91d1\u989d\u662f1072\u5143\uff0c\u603b\u624b\u7eed\u8d39\u9ad8\u8fbe864\u5143\u3002<\/p>\n \u5c3d\u7ba1\u4f60\u6b20\u94f6\u884c\u7684\u94b1\u8d8a\u6765\u8d8a\u5c11\uff0c\u624b\u7eed\u8d39\u5374\u4e0d\u4f1a\u56e0\u6b64\u51cf\u5c11\u3002<\/p>\n \u5230\u6700\u540e\u4e00\u4e2a\u6708\uff0c\u672c\u91d1\u4e0a\u4f60\u53ea\u6b201000\u5143\uff0c\u53ef\u624b\u7eed\u8d39\u8fd8\u662f72\u5143\uff0c\u5168\u5e74\u5e73\u5747\u6765\u7b97\uff0c\u771f\u6b63\u5e74\u5229\u7387\u5927\u6982\u572813%\u5de6\u53f3\uff0c\u771f\u5fc3\u5751\uff01<\/p>\n \u60f3\u77e5\u9053\u5206\u671f\u662f\u600e\u4e48\u7b97\u7684\uff0c\u5230\u5e95\u5212\u4e0d\u5212\u7b97\uff0c\u53ef\u4ee5\u767b\u9646\u4fe1\u7528\u5361\u7f51\u5b98\u7f51\uff0c\u9875\u9762\u53f3\u4e0b\u65b9\u53ef\u4ee5\u770b\u5230\u201c\u4fe1\u7528\u5361\u5b9e\u7528\u5de5\u5177\u201d\u2014\u2014\u201c\u5206\u671f\u4ed8\u6b3e\u201d\u7528\u8ba1\u7b97\u5668\u5e2e\u4f60\u5feb\u901f\u7b97\u51fa\u3002<\/p>\n \u5173\u4e8e\u5206\u671f\u624b\u7eed\u8d39\u76f8\u5f53\u4e8e\u591a\u5c11\u5e74\u5229\u7387\uff0c\u6709\u4e2a\u516c\u5f0f\u53ef\u4ee5\u8ba1\u7b97\uff1a<\/p>\n \u5e74\u5229\u7387=\u5206\u671f\u624b\u7eed\u8d39\u7387\/\uff08\u5206\u671f\u6570+1\uff09*24 = \u5355\u671f\u624b\u7eed\u8d39\u7387*\u5206\u671f\u6570\/\uff08\u5206\u671f\u6570+1\uff09*24<\/p>\n \u73b0\u5728\u94f6\u884c\u6700\u5e38\u89c1\u768412\u671f7.2%\u7684\u624b\u7eed\u8d39\u6765\u7b97\uff0c\u76f8\u5f53\u4e8e7.2\/(12+1)*24=13.29%\u7684\u5e74\u5229\u7387\u3002<\/p>\n \u90a3\u6211\u63d0\u524d\u8fd8\u6b3e\u8fd8\u4e0d\u884c\u5417\uff1f\u53ef\u4ee5\uff0c\u624b\u7eed\u8d39\u7167\u6837\u7ed9\u3002<\/p>\n \u800c\u4e14\u6709\u4e00\u4e9b\u94f6\u884c\u89c4\u5b9a\u662f\u51e0\u671f\u5c31\u662f\u51e0\u671f\uff0c\u4e0d\u5141\u8bb8\u53d8\u901a\uff0c\u63d0\u524d\u8fd8\u6b3e\u8fd8\u8981\u6536\u4f60\u8fdd\u7ea6\u91d1\u3002<\/p>\n \u5728\u8fd9\u70b9\u4e0a\uff0c\u82b1\u5457\u548c\u767d\u6761\u5c31\u6bd4\u8f83\u4ec1\u6148\uff0c\u63d0\u524d\u8fd8\u6b3e\u4e0d\u9700\u8981\u624b\u7eed\u8d39\u3002<\/p>\n \u6709\u4e9b\u94f6\u884c\u5f88\u574f\uff0c\u603b\u662f\u8bf1\u60d1\u4f60\u5206\u671f\u4ed8\u6b3e\uff0c\u80cc\u540e\u7684\u91ce\u5fc3\u5f88\u660e\u663e\uff0c\u94f6\u884c\u5149\u9760\u8d5a\u53d6\u5206\u671f\u624b\u7eed\u8d39\u8fdc\u8fdc\u4e0d\u591f\uff0c\u540d\u4e49\u4e0a\u8ba9\u4f60\u4e0d\u7740\u6025\u8fd8\uff0c\u5176\u5b9e\u662f\u5728\u6002\u607f\u4f60\u72af\u9519\uff0c\u8fd9\u6837\u53c8\u80fd\u5728\u7f5a\u606f\u4e0a\u505a\u8d21\u732e\u3002<\/p>\n 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