\u6839\u636e\u5b9c\u4eba\u8d37\u53d1\u5e03\u76842016\u5e74\u8d22\u62a5\u663e\u793a\uff1a\u5b9c\u4eba\u8d37\u7b2c\u56db\u5b63\u5ea6\u603b\u51c0\u8425\u6536\u4e3a\u4eba\u6c11\u5e0110.711\u4ebf\u5143\uff08\u7ea6\u54081.543\u4ebf\u7f8e\u5143\uff09\uff0c\u540c\u6bd4\u589e\u957f137%\uff1b\u51c0\u5229\u6da6\u4e3a\u4eba\u6c11\u5e013.798\u4ebf\u5143\uff08\u7ea6\u54085470\u4e07\u7f8e\u5143\uff09\uff0c\u540c\u6bd4\u589e\u957f356%\u3002<\/p>\n
\u5b9c\u4eba\u8d372016\u5e74\u5168\u5e74\u7684\u603b\u51c0\u8425\u6536\u4e3a\u4eba\u6c11\u5e0132.380\u4ebf\u5143\uff08\u7ea6\u54084.664\u4ebf\u7f8e\u5143\uff09\uff0c\u540c\u6bd4\u589e\u957f146%\uff1b\u51c0\u5229\u6da6\u4e3a\u4eba\u6c11\u5e0111.164\u4ebf\u5143\uff08\u7ea6\u54081.608\u4ebf\u7f8e\u5143\uff09\uff0c\u540c\u6bd4\u589e\u957f305%\u3002<\/p>\n
\u8ba9\u4eba\u610f\u5916\u7684\u662f\uff0c\u5b9c\u4eba\u8d37\u516c\u5e03\u7684\u534e\u4e3d\u8d22\u62a5\u6570\u636e\uff0c\u6ca1\u6709\u8d62\u5f97\u7f8e\u56fd\u6295\u8d44\u8005\u7684\u4fe1\u5fc3\u3002\u76f8\u53cd\uff0c\u622a\u81f33\u670817\u65e5\u51cc\u6668\uff0c\u5b9c\u4eba\u8d37\u5468\u56db\u80a1\u4ef7\u906d\u9047\u91cd\u632b\uff0c\u622a\u81f3\u7f8e\u80a1\u6536\u76d8\uff0c\u5b9c\u4eba\u8d37\u80a1\u4ef7\u4e0b\u8dcc3.64\u7f8e\u5143\uff0c\u62a525.65\u7f8e\u5143\uff0c\u8dcc\u5e45\u8fbe12.43%\u3002<\/p>\n
\u539f\u56e0\u4f55\u5728\uff1f\u6839\u636e\u5b9c\u4eba\u8d372016\u5e74\u8d22\u62a5\uff0c\u4fe1\u7528\u5361\u7f51\u5c0f\u7f16\u6765\u4e3a\u5927\u5bb6\u505a\u4e0b\u89e3\u8bfb\u3002<\/p>\n
\u4e00\u3001\u5229\u6da6\u4e3b\u8981\u6765\u81ea\u4e5d\u6210D\u7c7b\u5ba2\u6237<\/strong> <\/p>\n \u4f5c\u4e3a\u4e00\u5bb6\u7f51\u7edc\u501f\u6b3e\u64ae\u5408\u5e73\u53f0\uff0c\u5b9c\u4eba\u8d37\u7684\u57fa\u672c\u76c8\u5229\u6a21\u5f0f\u662f\u5411\u501f\u6b3e\u4eba\u548c\u51fa\u501f\u4eba\u6536\u8d39\u3002\u501f\u6b3e\u4eba\u9700\u8981\u5411\u5b9c\u4eba\u8d37\u652f\u4ed8\u670d\u52a1\u8d39\u548c\u5229\u606f\uff0c\u51fa\u501f\u4eba\u4ec5\u9700\u652f\u4ed8\u670d\u52a1\u8d39\u3002<\/p>\n \u5b9c\u4eba\u8d37\u8d22\u62a5\u7684\u6570\u636e\u7edf\u8ba1\u4e2d\uff0c\u6309\u7167\u4e0d\u540c\u4fe1\u7528\u548c\u98ce\u9669\u8bc4\u7ea7\u5c06\u5176\u5ba2\u6237\u5206\u4e3aA\u3001B\u3001C\u3001D\u56db\u7c7b\u3002\u5728\u5b9c\u4eba\u8d37\u7684\u5e73\u53f0\u4e0a\uff0c\u4fe1\u7528\u7b49\u7ea7\u8d8a\u4f4e\uff0c\u5176\u501f\u6b3e\u8fdd\u7ea6\u7684\u53ef\u80fd\u6027\u4e5f\u5c31\u8d8a\u9ad8\u3002\u56e0\u6b64\uff0cD\u7c7b\u501f\u6237\u9700\u8981\u652f\u4ed8\u7684\u8d37\u6b3e\u5229\u7387\u6700\u9ad8\u3002\u6839\u636e\u5b9c\u4eba\u8d37\u7684\u5e74\u62a5\u6570\u636e\uff0cD\u7c7b\u501f\u6237\u9700\u8981\u652f\u4ed8\u7684APR\uff08Annual Percentage Rate\uff0c\u5e74\u5229\u7387\uff09\u5927\u7ea6\u4e3a39.5%\u3002\u8fd939%\u7531\u4e24\u90e8\u5206\u7ec4\u6210\uff1a\u5e74\u5229\u606f10%-12.5%\uff0c\u4ee5\u53ca\u4ea4\u6613\u8d3928.2%\u3002<\/p>\n \u5b9c\u4eba\u8d37\u8fd1\u4e24\u5e74\u7684\u8d22\u62a5\u6570\u636e\u663e\u793a\uff0cD\u7c7b\u501f\u6b3e\u7684\u6bd4\u4f8b\u660e\u663e\u4e0a\u5347\u3002\u5b9c\u4eba\u8d372015\u5e74\u7684\u62db\u80a1\u8bf4\u660e\u4e66\u663e\u793a\uff0c2013\u5e74\u5168\u5e74\uff0c\u5b9c\u4eba\u8d372.58\u4ebf\u5143\u7684\u6210\u4ea4\u989d\u5747\u6765\u6e90\u4e8eA\u7c7b\u5ba2\u6237\uff1b2014\u5e74\u5168\u5e74\u5b9c\u4eba\u8d37\u5171\u64ae\u5408\u4e8622\u4ebf\u5143\u7684\u501f\u6b3e\uff0c\u5176\u4e2d86%\u6765\u81eaA\u7c7b\u5ba2\u6237\uff0cD\u7c7b\u5ba2\u6237\u4ec5\u53600.3%\u3002<\/p>\n 2016\u5e74\u7b2c\u56db\u5b63\u5ea6\u7684\u8d22\u62a5\u6570\u636e\u663e\u793a\uff0cA\u3001B\u3001C\u3001D\u501f\u6b3e\u5360\u5f53\u671f\u4fc3\u6210\u501f\u6b3e\u603b\u989d\u7684\u6bd4\u4f8b\u5206\u522b\u4e3a4.3%\uff0c3.2%\uff0c 4.7%\u548c87.8%\uff0c2015\u5e74\u540c\u671f\u7684\u6bd4\u4f8b\u5206\u522b\u4e3a7.0%\uff0c4.7%\uff0c 8.9%\u548c79.4%\u3002<\/p>\n \u968f\u7740D\u7c7b\u5ba2\u6237\u5360\u6bd4\u7684\u6025\u5267\u589e\u52a0\uff0c\u5b9c\u4eba\u8d37\u7684\u574f\u8d26\u7387\u4e5f\u51fa\u73b0\u4e86\u660e\u663e\u4e0a\u5347\u3002\u622a\u81f32016\u5e7412\u670831\u65e5\uff0c\u57282015\u5e74\u53d1\u8d77\u7684A\u3001B\u3001C\u3001D\u7ea7\u501f\u6b3e\u7684\u51c0\u574f\u8d26\u7387\u5206\u522b\u4e3a5.1%\u30016.6%\u30018.2%\u548c6.7%\uff0c\u76f8\u6bd4\u4e4b\u4e0b\u622a\u81f32016\u5e749\u670830\u65e5\u5206\u522b\u4e3a4.6%\u30015.3%\u30016.7%\u548c5.2%\u3002<\/p>\n \u4e8b\u5b9e\u4e0a\uff0cD\u7c7b\u501f\u6b3e\u867d\u7136\u51fa\u73b0\u574f\u8d26\u7684\u51e0\u7387\u6bd4A\u7c7b\u501f\u6b3e\u9ad8\uff0c\u4f46\u7531\u4e8e\u5229\u6da6\u7a7a\u95f4\u662fA\u7c7b\u501f\u6b3e\u7684\u6570\u500d\u3002\u8fd9\u4e5f\u89e3\u91ca\u4e86\u4e3a\u4ec0\u4e48\uff0c\u9ad8\u98ce\u9669\u7684D\u7c7b\u501f\u6b3e\u5728\u4e0a\u5347\uff0c\u5176\u51c0\u5229\u6da6\u53cd\u800c\u4f1a\u5feb\u901f\u589e\u957f\u3002<\/p>\n 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\u5982\u679c\u4fe1\u7528\u826f\u597d\uff0c\u5408\u540c\u91d1\u989d107100\u5143\uff0c\u6708\u8fd8\u6b3e3557.25\u5143\uff0c\u5e73\u53f0\u670d\u52a1\u8d39\uff08\u524d\u671f\u670d\u52a1\u8d39+\u5206\u671f\u670d\u52a1\u8d39\uff093557.25\u5143\uff0c\u501f\u6b3e\u603b\u6210\u672c\uff08\u5229\u606f+\u5e73\u53f0\u670d\u52a1\u8d39\uff0928061.09\u5143\u3002<\/p>\n \u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u540c\u6837\u662f\u501f\u6b3e10\u4e07\u5143\uff0c\u501f\u6b3e\u671f\u657036\u671f\uff0c\u4fe1\u7528\u4e00\u822c\u7684\u501f\u6b3e\u6210\u672c\u662f\u4fe1\u7528\u826f\u597d\u76842.43\u500d\uff0c\u4e24\u8005\u76f8\u5dee40079.99\u5143\u3002<\/p>\n 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\uff0c\u8ba1\u7b97\u53ef\u77e5\uff0c\u5b9c\u4eba\u8d37\u5411\u5ba2\u6237\u6536\u53d6\u7684\u670d\u52a1\u8d39\u6bd4\u4f8b\u9ad8\u8fbe24.4%\u3002\u518d\u770b2016\u5e74\u5168\u5e74\u7684\u6570\u636e\uff0c\u6309\u5168\u5e7449.11\u4ebf\u5143\u670d\u52a1\u8d39\u6d4b\u7b97\uff0c\u670d\u52a1\u8d39\u5360\u4fc3\u6210\u501f\u6b3e\u603b\u989d\u768424.22%\uff0c\u548c\u56db\u5b63\u5ea6\u7684\u6570\u5b57\u57fa\u672c\u63a5\u8fd1\u3002<\/p>\n \u4e8c\u3001\u574f\u8d26\u6216\u6709\u4e00\u5b9a\u6ede\u540e\u6027<\/strong> <\/p>\n \u6839\u636e\u8d22\u62a5\uff0c2016\u5e74\u5168\u5e74\uff0c\u5b9c\u4eba\u8d37\u7684\u51c0\u5229\u6da6\u4e3a\u4eba\u6c11\u5e0111.164\u4ebf\u5143\uff0c\u540c\u6bd4\u589e\u957f305%\u3002<\/p>\n 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