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\u4f46\u662f\uff0c\u4f60\u6709\u6ca1\u6709\u7b97\u8fc7\u5206\u671f\u8fd8\u6b3e\u7684\u624b\u7eed\u8d39\u5230\u5e95\u662f\u591a\u5c11?<\/p>\n
1\u3001 \u514d\u606f\u2260\u514d\u624b\u7eed\u8d39<\/strong><\/p>\n \u4fe1\u7528\u5361\u5206\u671f\u8fd8\u6b3e\u514d\u606f\uff0c\u8fd9\u662f\u94f6\u884c\u60ef\u7528\u7684\u5ba3\u4f20\u3002\u5176\u5b9e\uff0c\u514d\u606f\u2260\u514d\u624b\u7eed\u8d39\uff0c\u4e0d\u540c\u94f6\u884c\u7684\u624b\u7eed\u8d39\u7387\u5dee\u522b\u8f83\u5927\u3002\u7edd\u5927\u591a\u6570\u94f6\u884c\u5206\u671f\u4ed8\u6b3e\u624b\u7eed\u8d39\u6309\u671f\u9650\u957f\u77ed\u6765\u786e\u5b9a\u6807\u51c6\uff0c\u59823\u671f\u30016\u671f\u300112\u671f\u7b49\u3002\u4e00\u822c\u671f\u9650\u8d8a\u957f\uff0c\u624b\u7eed\u8d39\u6807\u51c6\u8d8a\u9ad8\u3002<\/p>\n \u5c3d\u7ba1\u6253\u7740\u514d\u606f\u7684\u65d7\u53f7\uff0c\u5176\u5b9e\u901a\u8fc7\u8ba1\u7b97\uff0c\u4f60\u4f1a\u53d1\u73b0\u5206\u671f\u4ed8\u6b3e\u7684\u6210\u672c\u5e76\u4e0d\u4f4e\u3002<\/p>\n \u30002\u3001\u5206\u671f\u624b\u7eed\u8d39\u7387\u5176\u5b9e\u5f88\u9ad8<\/strong><\/p>\n \u901a\u5e38\u770b\u5230\u201c\u7533\u8bf7\u5206\u671f\u8fd8\u6b3e\uff0c\u624b\u7eed\u8d39\u7387\u4f4e\u81f30.66%\u201d\u7684\u5ba3\u4f20\u3002\u4e00\u822c\u4eba\u8ba4\u4e3a\u5e74\u5229\u7387\u4e5f\u5c31\u662f0.66%*12=7.92%\uff0c\u4e4d\u4e00\u770b\u4e0d\u7b97\u9ad8\u3002<\/p>\n \u5176\u5b9e\uff0c\u771f\u5b9e\u7684\u5229\u7387\u9700\u8981\u7528IRR(internal rate of return, \u5185\u90e8\u6536\u76ca\u7387)\u8ba1\u7b97\uff0c\u5728excel\u91cc\u5c31\u53ef\u4ee5\u5f88\u65b9\u4fbf\u7684\u64cd\u4f5c\u3002<\/p>\n \u4e3e\u4f8b\u6765\u8bf4\uff0c\u5982\u679c\u4f60\u529e\u4e86\u4e00\u4e2a10000\u5143\u7684\u4fe1\u7528\u5361\u5206\u671f\uff0c\u6bcf\u671f\u624b\u7eed\u8d39\u7387\u662f0.66%\uff0c\u520612\u4e2a\u6708\u8fd8\u6e05\uff0c\u90a3\u4e48\u901a\u8fc7\u5185\u90e8\u6536\u76ca\u7387\u8ba1\u7b97\u51fa\u7684\u5b9e\u9645\u5e74\u5316\u5229\u7387\u662f\u591a\u5c11\u5462?<\/p>\n \u6bcf\u671f\u8fd8\u6b3e\u989d\u4e3a10000\/12+10000\u00d70.66%=899.33\u5143;<\/p>\n \u7136\u540e\u501f\u52a9\u4e8eexcel\u8868\u8ba1\u7b97\uff1a<\/p>\n \u9996\u5148\uff0c\u94f6\u884c\u7ed9\u4e86\u621110000\u5143\uff0c\u6240\u4ee5\u5728A1\u5355\u5143\u683c\u5185\u8f93\u516510000;<\/p>\n \u5176\u6b21\uff0c12\u671f\u6bcf\u6708\u8fd8\u6b3e\u989d\u662f899.33\u5143\uff0c\u6240\u4ee5\u5728\u8868\u683cA2\u2014A13\u91cc\u9010\u4e00\u8f93\u5165-899.33(\u56e0\u4e3a\u662f\u8fd8\u7ed9\u94f6\u884c\u7684\uff0c\u6211\u4eec\u624b\u4e2d\u7684\u73b0\u91d1\u6d41\u53d8\u5c11\u4e86\uff0c\u6240\u4ee5\u662f\u8d1f\u6570);<\/p>\n \u7136\u540e\uff0c\u5728\u7a7a\u767d\u7684\u5355\u5143\u683c\u91cc\u8f93\u5165=IRR(A1\uff1aA13)\uff0c\u5c31\u53ef\u4ee5\u5f97\u5230\u6bcf\u6708\u7684\u501f\u6b3e\u5229\u7387\u662f1.19%;<\/p>\n \u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u8fd9\u91cc\u8ba1\u7b97\u7684\u662f\u6708\u5229\u7387\uff0c\u90a3\u5e74\u5229\u7387\u8be5\u600e\u4e48\u8ba1\u7b97\u5462?<\/p>\n \u76f4\u63a5\u5c06\u7ed3\u679c\u4e58\u4ee512\u5c31\u53ef\u4ee5\u4e86\u3002\u6362\u7b97\u4e3a\u5e74\u5316\u6536\u76ca\u662f1.19%*12=14.31%\u3002<\/p>\n \u4e5f\u5c31\u662f\u8bf410000\u4e07\u514312\u5206\u671f\u540e\uff0c\u6211\u4eec\u627f\u62c5\u7684\u5e74\u5316\u5229\u7387\u662f14.31%\uff0c\u800c\u4e0d\u662f\u76f4\u89c2\u76840.66%\u8fa3\u4e48\u4f4e\u7684\u624b\u7eed\u8d39\u3002<\/p>\n \u53ea\u8981\u660e\u786e\u62ff\u5230\u624b\u591a\u5c11\u94b1\uff0c\u4ee5\u53ca\u6bcf\u4e2a\u6708\u8981\u8fd8\u591a\u5c11\u94b1\uff0c\u6700\u540e\u5728\u65c1\u8fb9\u8f93\u5165IRR\u516c\u5f0f\uff0c\u5229\u7528\u201c\u5185\u90e8\u6536\u76ca\u7387\u201d\u516c\u5f0f\u8fdb\u884c\u8ba1\u7b97\uff0c\u5c31\u53ef\u4ee5\u7b97\u4e2a\u660e\u767d\u8d26\u4e86\u3002<\/p>\n \u5728\u7f51\u4e0a\u627e\u5230\u4e86\u4e00\u5f20\u5e38\u89c1\u7684\u7b80\u6613\u5229\u7387\u6362\u7b97\u8868\u683c\uff0c\u53ef\u4ee5\u5927\u81f4\u4f30\u7b97\u51fa\u771f\u5b9e\u7684\u5206\u671f\u5229\u7387\uff1a<\/p>\n 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