{"id":53730,"date":"2025-08-01T08:51:35","date_gmt":"2025-08-01T00:51:35","guid":{"rendered":"https:\/\/www.xyka.net\/?p=53730"},"modified":"2025-08-01T06:02:07","modified_gmt":"2025-07-31T22:02:07","slug":"ps38434","status":"publish","type":"post","link":"https:\/\/www.xyka.net\/know\/ps38434.html","title":{"rendered":"\u5317\u4eac\u4fe1\u7528\u5361\u53d6\u73b0"},"content":{"rendered":"

\u5317\u4eac\u4fe1\u7528\u5361\u53d6\u73b0\u7684\u65b9\u5f0f<\/strong><\/p>\n

\u5317\u4eac\u4fe1\u7528\u5361\u63d0\u73b0\u4e3b\u8981\u5305\u62ec\u900f\u652f\u53d6\u73b0\u548c\u6ea2\u7f34\u6b3e\u53d6\u73b0\u4e24\u79cd\u65b9\u5f0f\u3002<\/p>\n

1\u3001\u900f\u652f\u53d6\u73b0\uff1a<\/strong><\/p>\n

\u2460ATM\u673a\uff1a<\/strong> \u5728\u5883\u5185\uff0c\u53ef\u5728ATM\u673a\u6216\u6709\u94f6\u8054\u6807\u8bc6\u7684\u5176\u4ed6\u94f6\u884c\u7684ATM\u673a\u5185\u63d0\u53d6\u4eba\u6c11\u5e01\u73b0\u91d1\u3002\u5728\u5883\u5916\u53ef\u5728\u6709\u5a01\u58eb(VISA)\u3001\u4e07\u4e8b\u8fbe(MasterCard)\u548c\u94f6\u8054\u6807\u8bc6\u7684ATM\u673a\u63d0\u53d6\u5f53\u5730\u8d27\u5e01\u3002<\/p>\n

\u2461\u94f6\u884c\u67dc\u53f0\uff1a<\/strong> \u5728\u5883\u5185\uff0c\u60a8\u53ef\u5728\u94f6\u884c\u5404\u7f51\u70b9\u67dc\u53f0\uff0c\u51ed\u8d37\u8bb0\u5361\u548c\u652f\u4ed8\u5bc6\u7801\u63d0\u53d6\u4eba\u6c11\u5e01\u73b0\u91d1\uff0c\u5728\u5883\u5916\u53ef\u5728\u6709\u5a01\u58eb(VISA)\u3001\u4e07\u4e8b\u8fbe(MasterCard)\u6807\u8bc6\u7684\u90e8\u5206\u94f6\u884c\u67dc\u53f0\uff0c\u51ed\u6709\u6548\u8eab\u4efd\u8bc1\u4ef6\u8d37\u8bb0\u5361\u63d0\u53d6\u5f53\u5730\u8d27\u5e01\u3002<\/p>\n

2\u3001\u6ea2\u7f34\u6b3e\u53d6\u73b0\uff1a<\/strong><\/p>\n

\u6307\u4fe1\u7528\u5361\u5ba2\u6237\u8fd8\u6b3e\u65f6\u591a\u7f34\u7684\u8d44\u91d1\u6216\u5b58\u653e\u5728\u4fe1\u7528\u5361\u8d26\u6237\u5185\u7684\u8d44\u91d1\uff0c\u53d6\u51fa\u6ea2\u7f34\u6b3e\u9700\u652f\u4ed8\u4e00\u5b9a\u91d1\u989d\u7684\u624b\u7eed\u8d39\u7528\u3002<\/p>\n

\u8be5\u7b14\u6b3e\u9879\u53ef\u589e\u52a0\u6301\u5361\u4eba\u4fe1\u7528\u5361\u7684\u53ef\u7528\u989d\u5ea6\uff0c\u6216\u76f4\u63a5\u7528\u4e8e\u6d88\u8d39\u8fd8\u6b3e\u3002\u5982\u679c\u4fe1\u7528\u5361\u5185\u6709\u6ea2\u7f34\u6b3e\uff0c\u5219\u5148\u6263\u6ea2\u7f34\u6b3e\uff0c\u518d\u6263\u4fe1\u7528\u989d\u5ea6\uff0c\u6ea2\u7f34\u6b3e\u5927\u4e8e\u6d88\u8d39\u91d1\u989d\uff0c\u5219\u4e0d\u4f1a\u5f62\u6210\u900f\u652f\u3002<\/p>\n

\u5317\u4eac\u4fe1\u7528\u5361\u53d6\u73b0\u624b\u7eed\u8d39\u591a\u5c11<\/p>\n

\u624b\u7eed\u8d39\u5206\u4ee5\u4e0b\u4e09\u79cd\u60c5\u51b5\uff1a<\/strong><\/p>\n

1\u3001\u5883\u5185\u900f\u652f\u53d6\u73b0\u624b\u7eed\u8d39<\/strong><\/p>\n

\u5883\u5185\uff1a<\/strong> \u900f\u652f\u91d1\u989d\u76841%\uff0c\u6700\u4f4e\u4eba\u6c11\u5e0110\u5143\/\u7b14<\/p>\n

2\u3001\u5883\u5916\u900f\u652f\u53d6\u73b0\u624b\u7eed\u8d39<\/strong><\/p>\n

\u5883\u5916\uff1a<\/strong> \u900f\u652f\u91d1\u989d\u76841%\uff0c\u6700\u4f4e\u4eba\u6c11\u5e0110\u5143\/\u7b14\u62162\u7f8e\u5143\/\u7b14<\/p>\n

3\u3001\u6ea2\u7f34\u6b3e\u53d6\u56de\u624b\u7eed\u8d39<\/strong><\/p>\n

\u5883\u5185\u3001\u5883\u5916\u6ea2\u7f34\u6b3e\u53d6\u73b0\u514d\u8d39\u3002<\/p>\n

\u5317\u4eac\u4fe1\u7528\u5361\u53d6\u73b0\u5229\u606f\u600e\u4e48\u7b97<\/strong><\/p>\n

\u5317\u4eac\u94f6\u884c\u89c4\u5b9a\uff0c\u81ea\u53d6\u73b0\u4e4b\u65e5\u8d77\uff0c\u6309\u6bcf\u65e5\u4e07\u5206\u4e4b\u4e94\u7684\u5229\u606f\u8fd8\u6b3e\uff0c\u76f4\u81f3\u6b20\u6b3e\u8fd8\u6e05\u4e3a\u6b62\u3002<\/p>\n

\u5047\u8bbe\u5c0f\u7f16\u5317\u4eac\u94f6\u884c\u4fe1\u7528\u5361\u7684\u8d26\u5355\u65e5\u662f\u6bcf\u67088\u53f7\uff0c\u8fd8\u6b3e\u65e5\u662f28\u53f7\uff0c\u57284\u67085\u53f7\u901a\u8fc7\u81ea\u52a9\u7ec8\u7aef\u53d6\u73b05000\u5143\uff0c\u90a3\u4e48\u5728\u672c\u67088\u53f7\u5c0f\u7f16\u5c31\u80fd\u6536\u5230\u8d26\u5355\uff1a<\/strong><\/p>\n

\u53d6\u73b0\u672c\u91d1+\u624b\u7eed\u8d39+\u5229\u606f(\u4ece\u6d88\u8d39\u65e5\u7b97\u8d77\u5230\u8d26\u5355\u65e5)\uff0c\u5373\uff1a<\/strong><\/p>\n

5000+5000*1%+5000*0.05%*3 = 5057.5<\/p>\n

\u5230\u4e8622\u53f7\u8fd8\u6b3e\u65e5\u65f6,\u4ece\u8d26\u5355\u65e58\u53f7\u5230\u8fd8\u6b3e\u65e522\u53f7\u4e4b\u95f4,\u53d6\u73b0\u7684\u672c\u91d1\u4f9d\u7136\u9010\u65e5\u4ea7\u751f\u5229\u606f,\u5e76\u81ea\u52a8\u8ba1\u5165\u4e0b\u4e00\u8d26\u5355\u5468\u671f,\u57285\u67088\u53f7\u7684\u8d26\u5355\u4e0a\u5c31\u4f1a\u51fa\u73b0:<\/strong><\/p>\n

1000*0.05%*14 = 7<\/p>\n

\u6ce8\uff1a<\/strong> (4\u6708\u4efd\u672a\u8fd8\u7684\u5229\u606f)<\/p>\n

1000*0.05%*14*0.05%*15=0.0525<\/p>\n

\u6ce8\uff1a<\/strong> (4\u6708\u4efd\u672a\u8fd8\u5229\u606f\u57284\u670822\u53f7\u52305\u67088\u53f7\u4e4b\u95f4\u4ea7\u751f\u7684\u5229\u606f)<\/p>\n

\u603b\u989d\uff1a<\/strong> 7+0.0525=7.0525<\/p>\n","protected":false},"excerpt":{"rendered":"\u5317\u4eac\u4fe1\u7528\u5361\u53d6\u73b0\u7684\u65b9\u5f0f \u5317\u4eac\u4fe1\u7528\u5361\u63d0\u73b0\u4e3b\u8981\u5305\u62ec\u900f\u652f\u53d6\u73b0\u548c\u6ea2\u7f34\u6b3e\u53d6\u73b0\u4e24\u79cd\u65b9\u5f0f\u3002 1\u3001\u900f\u652f\u53d6\u73b0\uff1a \u2460ATM\u673a\uff1a \u5728\u5883\u5185\uff0c …","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"class_list":["post-53730","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-know1"],"_links":{"self":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/posts\/53730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/comments?post=53730"}],"version-history":[{"count":0,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/posts\/53730\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/media?parent=53730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/categories?post=53730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.xyka.net\/know\/wp-json\/wp\/v2\/tags?post=53730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}